Seddons Wealth Management
We are delighted to announce the launch of our new Wealth Management Division which has been established to provide our clients with access to high quality and ethical independent financial advice.
The dedicated advisers within our Wealth Management team are on hand to assist.
They are:
Top left: Andrew Chaplin
Top right: Graham Thomas
Botton left: Andrew Wiffen
Bottom right: Colin Burns
- Key Contact
- Graham Thomas
Protection
Having identified a client’s need for life assurance, critical illness and/or an income replacement plan, our advisers will identify the right provider for an appropriate level of cover at the most competitive cost.
Investments
Once we have identified your objectives and attitude to risk, we then select the most appropriate arrangements for you and our aim is to utilise the most tax efficient investments that are available to complement any existing arrangements.
Pensions
Contributing to a personal pension is currently one of the most tax efficient ways of saving for retirement and we are able also to provide pension planning for both companies and individuals.
Advice is available on the following subjects:
• Stakeholder & Personal Pensions
• Company Occupational Pension Schemes
• Additional Voluntary Contributions
• Free Standing Additional Voluntary Contributions
• Small Self Administered Schemes
• Executive/Directors Pensions
• Group Personal Pensions
• Self Invested Personal Pensions (SIPPS)
• Transfers
• Retirement Annuity Policies
• With Profits & Guaranteed Annuity products
School Fees
An increasing number of parents and grand parents are now considering private education and our advisors can help devise a bespoke arrangement to meet your needs.
Mortgage & Equity Release
We use the services of a fully qualified mortgage expert who is legally obliged to act on your behalf, without bias toward one mortgage provider or another. He has access to the whole product market, covering all of the latest mortgage deals, as well as exclusive offers that you can't get from bank or building society branches.
Long Term Care
With an estimated 70,000 homes being sold each year to meet the costs of Long Term Care, it is vital to ensure that adequate planning takes place.
For those clients who require immediate care either at home or in a residential setting, we are able to help clients consider the various benefits that may be available from Local Authorities and to recommend various insurance schemes where appropriate.
Employee Benefits
We can work with employers to put together progressive benefits programs that add value for their employees whilst making commercial sense for their business.
Employees today often expect their employers to provide pension, protection and health care benefits as key elements of their remuneration package.
Employee benefits are an important tool to help employers retain and recruit high calibre staff. Independent and impartial advice is invaluable to achieve the best possible value for money.
Corporate Financial Services
Company Directors face ever increasing responsibilities for the protection of their businesses and the people who work within them. Business protection arrangements are available to cover the following risks:
• Loss of Profits
• Loan Repayments
• Personnel replacement costs
• Directors Share purchase to avoid loss of control of the business